Get Bad Credit Car Loans at Central Valley Fleet SalesĀ 

Have Bad Credit? Need a Car Loan? Come to Central Valley Fleet Sales

Unfortunately, bad things do happen to good people. There are lots of good people in the Fresno Clovis area who run into a bankruptcy, divorce, repossession, or foreclosure that shatters their credit score and leaves them feeling like they have no financial options. When you need a reliable used car, truck, or SUV, feeling like you have nowhere to turn for auto financing can be a stressful experience. Luckily, the finance team at Central Valley Fleet Sales, located at 4385 West Shaw Avenue Suite 102 in Fresno, CA, has second chance financing for those looking to build or rebuild their credit.

What is Second Chance Financing?

There might be some Merced, CA used car shoppers who aren't familiar with the term, "second chance financing." It is fairly simple to explain. Essentially, second chance financing is an opportunity for those with bad credit to secure auto financing, even if they have been turned down by other car dealers. We have a team of finance experts who have a lot of experience working with people who need another opportunity to build their credit score. They assist all our customers without judgement and are dedicated to getting them an approved auto loan. If you've ever experience rejection with other car dealerships, give our team a chance to help you obtain the car loan you need for your next vehicle.

Apply and Rebuild Your Credit

The goal behind second chance financing is to give drivers the chance to build or rebuild their credit through the successful payment of an auto loan. Although a bad credit score doesn't get better overnight, even three on-time payments can do wonders to boost your credit. When you opt for second chance financing, you will work with our sales and finance team to find a used car, truck, or SUV that meets your needs and a car loan that meets your budgetary requirements. Imagine the joy you will feel when you pay your auto loan in full and find out that you have an exemplary credit score!

Start the Journey Today

The finance center at Central Valley Fleet Sales knows that every journey starts with the first step. Apply for credit by completing the finance application today and a member of our finance team will reach out to you to start the process of getting you behind the wheel of a much-needed new car.

Start Your Application

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Central Valley Fleet Sales & Service

4385 West Shaw Avenue
Directions Suite 102
Fresno, CA 93722

  • Sales: 559-523-0300
  • Service: 559-523-0300
  • Office: 559-523-0300


  • Monday 9:00AM-7:00PM
  • Tuesday 9:00AM-7:00PM
  • Wednesday 9:00AM-7:00PM
  • Thursday 9:00AM-7:00PM
  • Friday 9:00AM-7:00PM
  • Saturday 9:00AM-7:00PM
  • Sunday 10:00AM-6:00PM